Comments on: Ray Lucia Defamation Threat

By: J.T.

J.T. — Sun, 13 Jan 2013 23:04:17 +0000

Ray’s radio is chock full of usable information.
listen to the Braintrust and you will prosper.

By: Mark Dias

Mark Dias — Fri, 21 Sep 2012 16:41:12 +0000

I read Ray Lucia’s new buckets of Money book, and I am very skeptical on his non-traded REITs. I had one of his people come over to see if the strategy worked for me. I had to ask him to send me a prospectus of the variable annuity since on the first visit, they bring no products. I read it and it was laden with fees. Everywhere you turned there were more fees. Even the mutual fund the use has a 5 % load (I didn’t think anyone charged that anymore) and 2.95% annual expense ratio – ouch.

I then checked into Vanguard (where I currently have all my assets) and they have a very reasonable variable annuity, and they use their low fee mutual funds and no surrender charge.

So, Ray no thanks I will stick with Vanguard.

By: Ray Lucia’s SEC Response › Seth Hettena

Ray Lucia’s SEC Response › Seth Hettena — Fri, 07 Sep 2012 18:23:45 +0000

[...] (higher) historical inflation numbers. For the same reason, Lucia also didn’t include the massive fees his clients are charged. Apparently, the way to keep your bucket full is to pretend that inflation is less than it really [...]

By: James

James — Thu, 09 Aug 2012 19:41:45 +0000

Real simple, if you don’t like someone’s opinion, point of view, or their beliefs… don’t listen to them! I chose to not listen to Bill Handel, so should you. Stop worrying about how much YOU hate and just find something you like. Damn people that get offended about everything! Oh, and I am Catholic!

By: Mark

Mark — Fri, 01 Jun 2012 17:48:39 +0000

Buy and hold is exactly what investors ought to do the science of finance is very clear on this question. Trading your portfolio is a insane and stupid idea marketed to unthinking dopes by the brokerage industry. Market timing is the worst way for investors to attempt to manage risk. What is needed is broad diversification and asset allocation (diversification among different asset classes) followed by the occasional re balancing. If your portfolio was cut in half it simply means you were invested entirely in equities. If that is uncomfortable for you then you may want to try investing more of your money in high quality short term fixed income and cash (or cash equivalents). When equity markets rise sell equities and buy fixed income (sell high). When equity markets decline sell fixed income and buy equities (buy low). Make sure you have the proper diversification and asset allocation for your own risk tolerance and use low cost index funds instead of expensive managed funds. Always take into account your taxes, fees and transaction costs (because you have real control here) and stay away from financial scam artist. Happy investing!

By: The Ben Stein-Ray Lucia Mutual Admiration Society › Seth Hettena

The Ben Stein-Ray Lucia Mutual Admiration Society › Seth Hettena — Thu, 05 Apr 2012 15:25:53 +0000

[...] investors realize that Lucia Jr. has drilled holes in their buckets with his company’s high fees and questionable investments such as non-tradeable REITs that earn Lucia huge [...]

By: Ace Carter

Ace Carter — Wed, 21 Mar 2012 14:07:57 +0000

Ray Lucia SPONSORS Jew-Christian Persecutor Bill Handle on KFI and brings Handel to his seminars.

Lucia has apparently ignored my email to him bearing roughly the following complaint…

RE: Your decision to sponsor Bill Handel on KFI 640-AM
- Version 2.0 -

As a long time listener to LA talk radio and one who is concerned about Public Airways smut and attacks on sincere religious believers DAILY on The Bill Handel Show… I urge you to think about your ads…
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Part One…
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Handel REPEATEDLY and Regularly ATTACKS and demeans Christians, Jews, Catholics and Mormons regularly without even the slightest knowledge of the beliefs or customs of these major world religions… He says he hates the Catholic Church…
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Handel mocks Jesus Christ regularly
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Your sponsorship enables Handel’s attacks.
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Handel also demeans former sponsors like Cantor’s Deli AFTER they brought him and the cast free
“Jew Food..” for over a year. They apparently dropped him after he attacked Israel…
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Part Two…
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Handel seems obsessed with repeatedly and regularly inflicting the most extreme sorts of obscene, repulsive and filthy descriptions of sex with animals, excretory functions, masturbation and gay prison sex… Upon his listeners.
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Handel seems to delight in mentioning the small size of his penis in comparison to those of other men, including the racial stereotype of all black men having large penis’…
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IF you somehow think that YOUR BRAND, product or service will benefit and prosper while being associated with Handle and his hateful obsessions, wade right in…
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Most people believe in and fear God… And reject such attacks on things they view as precious and sacred…
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MOST WILL NOT retain a favorable view of YOU and YOUR business or service.
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Ace Carter – 661- 944-3546
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*** You might question what the Program Director at KFI, Robin Bertilucci has done about Bill Handel and his regular abuse of KFI’s license to legally operate
on OUR Public Airways…
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Ms. Bertilucci has yet to do anything other than to contact my ISP (Inter Net Service Provider..) and LIE by telling them that I have been harassing them by sending her a courtesy CC email of each sponsor I have contacted and threatened my ISP with Clear Channel blocking ALL emails from EVERYONE using their ISP…
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THIS has caused them to react by canceling my ability to send ANY emails to anyone.
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My complaints to the parent company …
Clear Channel Communications Corporate Offices
have been ignored…

By: Blow me

Blow me — Mon, 31 Oct 2011 18:20:07 +0000

Ray is full of bull he needs to learn the basic math concerning time value of money and stop talking so much bs. Really does he think people are that dumb or that he is so smart.

By: PublicRecordsGuy

PublicRecordsGuy — Fri, 23 Apr 2010 01:46:39 +0000

Hey @Michael Schwartz the purpose of this posting is clearly about a PERSON not a recommended investment practice. Catch a clue.

By: Michael Schwartz

Michael Schwartz — Tue, 20 Apr 2010 23:44:33 +0000

I note with some glee your comment about the buy and hold, you mention what every client should do. In 2008 clients who bought and held would be down half their investments. Please if you are going to write have at least a bit of a clue.